Money Ready: Teen Financial Skills Workbook

Money skills for real life.

Give your teen a practical introduction to the financial skills they’ll use long after high school.

The Money Ready: Teen Financial Skills Workbook is an interactive, fillable workbook designed for teens ages 13–18 to explore everyday money decisions in a practical, approachable way. Through realistic scenarios, reflection activities, and hands-on exercises, teens practice thinking through the choices that come with earning, spending, saving, using credit, and planning for the future.

Inside, teens explore topics including income and paychecks, budgeting, saving, credit, adult expenses, financial decision-making, investing basics, and future planning.

Rather than simply reading about money, teens are encouraged to make choices, consider tradeoffs, explain their reasoning, and build stronger financial habits.

Perfect for: Teens ages 13–18 • Independent learning • Parent/teen activities • Homeschool enrichment • Youth programs • Career-readiness enrichment

Please note: This workbook provides general financial education for educational purposes only. It does not provide individualized financial, investment, tax, legal, banking, insurance, or credit-repair advice.

Want to go beyond the workbook? Explore the Money Ready: Teen Financial Skills Lab, Hello Ellington's live virtual 6-Saturday experience where teens put these skills into practice through an interactive financial-life simulation.